The Teen's Guide to Personal Finance

"What I wouldn't have given for this book when I was a teenager! Easy to understand, doesn't overpower with terminology that I don't even begin to comprehend. Great book, whose time has definitely come! Finances don't have to be hard to understand or resemble black holes! Good going, fellas! Keep up the good work! The world will thank you one day!"

Ro Pedersen

Time is a resource that many teenagers don’t realize is their greatest resource for finacial independence. “The Teen’s Guide to Personal Finance” is a tome that will provide teenagers with important financial lessons, in a manner which will pull their interest and convey itself effectively in its intended task. The lessons of the book are derived from the lessons that the authors, Joshua Holmberg and David Bruzzese, were not taught as teenagers, but had found out later in life as they faced the challenges that occur in modern day life. Such topics as compound interest, investment, the money sink that is interest rates on credit cards, and more.

The lessons in “The Teen’s Guide” makes the volume a must read for all teenagers as they enter into adulthood and become more financially independent, and they become more responsible for their decisions and choices regarding money and spending. The book covers the gambit of topics, from opening a bank account, to investment in mutual funds and other growth items. This primer provides a center point to a sound financial education upon which important retirement and life decisions can be made.

Teenagers will find themselves better prepared when they learn the key concepts in “The Teen’s Guide to Personal Finance.” The skills developed through reading the book will provide teenagers the tools to build wealth through saving, goal-setting, investment and legal advantages. Teenagers will be equipped with the knowledge needed to avoid financial pitfalls and other money traps that may pop up. All of this in a tome that has the key financial concepts in its an easy to read format, supplanted by stories, graphical elements, work sheets, and goal setting action plans. Teenagers will find it easy to assimilate the knowledge and apply it.

The book, “The Teen’s Guide to Personal Finance,” is a road map to understanding what it means to be financially independent in the world today. The book provides a full set of financial skills for the teenager, so that by later years, he or she will find that they will be prepared.

Review -

This is the book that many adults wish they were given as a teenager. It is full of the information many have had to learn the hard way. The book covers everything from banks and bank accounts, credit cards, mutual funds, and other key financial ideas that are key for a healthy asset growth and maintenance. .The skills that are conveyed in the “The Teen’s Guide to Personal Finance” are not taught in schools nor are the sort of lesson that an average kid will pick up through their social connections. It is the knowledge to plan and save for the future that the teenager is facing, making sure they are prepared for whatever may come their way.

Professional, independent book review

"Short and sweet. Great book for not only kids but even some adults. This is exactly the kind of book our young kids need to help them out in the real world. This should be required course material for all high school kids. If young kids would save a little bit more money at a younger age they would have it a lot easeier later in life. Time is their biggest ally."

John Nichols

"An easy read, giving teens the tools needed for financial success. This book teaches the financial skills that are necessary in life, but that are not taught in school. A MUST READ for all teens, as well as parents of teens. Highly recommended!"

Steve

"My students great enjoyed your presentation!  Your content was very informative and hit the mark for teens.  I wish someone like you had spoken to me when I was a teen.  Keep up the great work!

High School Teacher, Jefferson County, CO